Xtra Cap, a digital-first fintech platform headquartered in Gurugram with its back office in Noida, Uttar Pradesh, provides MSMEs with quick and reliable access to short term loan to manage urgent business expenses and cash flow needs. Founded in 2017, incorporated in 2018, and backed by the IIFL Fintech Fund, Xtra Cap is dedicated to advancing financial wellness for small businesses through seamless credit solutions.